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  • Gratitude and Money: How Thankfulness Can Transform Your Finances

    Gratitude and Money: How Thankfulness Can Transform Your Finances

    October 13, 2025
    Budgeting

    In a time when prices are high, budgets are tight, and financial stress feels constant, it’s easy to get caught up in what we don’t have. Lots get caught in FOMO. But what if one of the best ways to improve your relationship with money has nothing to do with earning more — and everything…

  • How to Eat Out for Less in Toronto (Even with Rising Prices)

    How to Eat Out for Less in Toronto (Even with Rising Prices)

    September 25, 2025
    Life

    Eating out has always been part of life, but it’s no secret that inflation and higher food prices are making it harder to enjoy restaurants as often as we’d like. According to Restaurants Canada’s 2025 Foodservice Facts report, 75% of Canadians are eating out less because of the rising cost of living. For younger adults…

  • Back to School on a Budget: 8 Smart Ways to Save

    Back to School on a Budget: 8 Smart Ways to Save

    August 17, 2025
    Shopping

    Back-to-school shopping season can sneak up on your wallet faster than you can say “first day of class.” Between clothes, school supplies, tech, and extras, costs can add up quickly. But with a little planning (and some smart shopping tools), you can save a lot — without sacrificing quality. Here’s how to make this year’s…

  • How to Save Money at the CNE (Canadian National Exhibition) in 2025

    How to Save Money at the CNE (Canadian National Exhibition) in 2025

    August 16, 2025
    Life

    The Canadian National Exhibition (CNE) is one of Toronto’s most beloved summer traditions. It has been a yearly tradition for my family since 1947. Every year the EX has happened since the 1920s our family has been there.Each August, the CNE transforms Exhibition Place into a colourful mix of rides, games, shows, and delicious (and…

  • 100 Free Things to Do When You’re Broke (and Still Have Fun!)

    100 Free Things to Do When You’re Broke (and Still Have Fun!)

    August 10, 2025
    Life, Uncategorized

    Whether you’re waiting for payday, cutting expenses, or just looking to enjoy life without spending a dime, this list has you covered. There have been so many times in life when I have been homeless and broke, but there are still ways to make the most out of the life you have today. You can…

  • Real Side Hustles That Work in Canada in 2025

    Real Side Hustles That Work in Canada in 2025

    July 16, 2025
    Life

    Whether you’re saving for a rainy day, paying down debt, or building a path to financial independence, side hustles are one of the most practical ways Canadians can take control of their finances. This guide is designed to help you find flexible, real side hustles that work for Canadians and the best apps to help you…

  • Why “Live Within Your Wages” Is the Financial Advice Canadians Actually Need

    Why “Live Within Your Wages” Is the Financial Advice Canadians Actually Need

    July 15, 2025
    Life

    For decades, personal finance experts have preached the mantra: “Live within your means.” But for many Canadians, that phrase feels vague, outdated, and even dismissive. What does “means” mean anyway? Credit limits? Future raises? Family support? Far too many include their credit limit when they think of their means. It’s time to shift the conversation…

  • Why Every Canadian Needs an Emergency Fund — Before Life Hits Hard

    Why Every Canadian Needs an Emergency Fund — Before Life Hits Hard

    July 14, 2025
    Life

    When my mom passed away, I was heartbroken—and broke. The pandemic had just passed, and I had used mine to live during my time off work. I didn’t have enough saved to fly home and be with family. I had to rely on others to help get me there. It was humbling, stressful, and eye-opening.…

  • What Is Tithing? Why 10% Isn’t the Point of Christian Giving

    What Is Tithing? Why 10% Isn’t the Point of Christian Giving

    July 13, 2025
    Life

    What Is Tithing? A Christian Guide to Giving Without Guilt As a Christian, I have thought long and hard about giving and what I see going on in many churches and congregations today. I have had quite the spiritual journey, and thankfully, over the years, I have learned to study the bible and rely on…

  • The Ultimate Budgeting Guide for Canadians

    The Ultimate Budgeting Guide for Canadians

    July 13, 2025
    Budgeting

    Take control of your money, one cent at a time What Is Budgeting and Why It Matters Budgeting isn’t a punishment; it’s about empowering yourself with a plan. In a country where food costs, housing prices, and seasonal bills seem to creep higher every year, a budget helps you face it all with confidence, especially…

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