Summer in Canada is short, and it seems to fly by. So many times, it seems to be an expensive time of the year. You don’t need to drop hundreds every weekend to make memories. In fact, with $300 total, you can build a summer packed with fun, food, and even a splurge or two.
Here’s how to stretch $300 across the season, with a focus on free fun, smart spending, and one big experience: a day at the CNE — Toronto’s beloved end-of-summer tradition. My budget is for 2 people.
1. Everyday Freebies That Feel Fun
Budget: $0
The best summer things are often free:
- Splash pads, city pools, and public beaches ( Leisure swims at pools in Toronto are free)
- Walking trails, waterfronts, and picnic spots
- Outdoor movie nights and neighbourhood events
Many cities, including Toronto, offer free family programming, and don’t forget about your local library — a goldmine for:
- Free MAP passes to attractions and museums
- Free books, games, and craft kits
- Free workshops and movie nights
Local Tip:
Toronto Public Library MAP passes reset on the first Wednesday of each month, so plan for the best picks! Set an alarm on your phone so you get the passes you want.
2. Backyard or Balcony Fun Nights
Budget: $50
Host your own fun nights at home for less:
- Mini BBQ or picnic with a thrifted tablecloth
- Dollar store lights or games for ambiance
- A few patio snacks + mocktails or lemonade
Breakdown:
- $10: BBQ or potluck food
- $10: Decor or party supplies ( Shop Dollarama and Dollar Tree for these or thrift shop)
- $20: Outdoor game (like ring toss or badminton) or a small inflatable pool. We have found great ones at Canadian Tire and Winners over the years.
3. Treat Yourself: Summer Snacks + Small Splurges
Budget: $60
Summer is for the little joys:
- Ice cream on a hot day ( we love to visit an ice cream truck)
- Soda and a treat while exploring part of the city.
- Trying that new food truck or patio appetizer
Stretch this fund over several weeks:
- $20: 2 ice cream dates
- $20: Lunch or drinks with a friend
- $20: Farmer’s market finds, baked goods, or local eats
4. Local Day Trips & City Adventures
Budget: $80
Use this chunk for mini day trips using public transit or your car:
- Hop on a GO Train or city bus to a new neighbourhood. The Go is only $10 a person on weekends.
- Visit local museums with summer promo pricing or during their free hours.
- Pack a picnic and spend the day at a conservation area.
We are normally able to get 2 of these a summer, and like to take Go Transit to explore. Have you done the Oshawa waterfront yet? Have you checked out Hamilton and all its recent growth? Hamilton has a couple of great festivals you can explore as well.
Tip: Look for “Pay What You Can” hours, library passes, and community events — you’ll often get more for less.
5. Big Fun: A Day at the CNE
Budget: $85.00
The Canadian National Exhibition (CNE) is one of the most iconic (and surprisingly affordable) summer experiences in Toronto. Here’s how to make it fit your budget:
Kids often get FREE passes
Many Ontario school boards send kids home with a free youth admission ticket at the end of the school year. Take advantage of that!
If attending with children, the Kids World area is a must do with little ones.
$85 Splurge Plan (for 2):
- $50.22: Two adult admissions
- $35: Food (share a meal at the Food building and one midway treat to share)
If you skip rides and bring your snacks/water, you’ll stretch your money further. Don’t forget to visit:
- The Farm Building
- The SuperDogs show
- The Concerts at the Bandshell
- The free sand sculpture and aerial shows.
- The Buskers
6. Chill-at-Home Days With Intention
Budget: $35
Keep some funds for low-cost, cozy home days:
- Craft kits, baking supplies, or dollar store art
- A new summer book or family board game
- DIY spa day, lemonade stand, or water balloon bash
For these we are again shopping at Dollarama or raiding craft supplies we have on hand.
Final Budget Breakdown
| Category | Budget |
|---|---|
| Free Activities | $0 |
| Backyard/DIY Fun | $40 |
| Summer Treats + Small Splurges | $60 |
| Local Adventures + Day Trips | $80 |
| CNE Experience | $85 |
| At-Home Cozy Days | $35 |
| Total | $300 |
Final Thoughts
A full, memory-making summer doesn’t have to break the bank. With a bit of planning and $300, you can enjoy:
- Everyday fun
- Delicious treats
- At least one big seasonal experience (hello, CNE!)
- And plenty of cozy, creative time at home
Summer should be joyful, not stressful. Create your own summer budget. Let me know what you prioritize.
💬 What’s your favourite summer activity that costs under $20? Drop it in the comments or tag @commoncentsmom — I’d love to share more affordable fun!
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