Tag: budgeting
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As 2025 comes to a close, I am not rushing to make any resolutions. I find them useless. Instead, I’ve slowed down long enough to reflect on what worked, what didn’t, and what this year taught me about money, health, and real life. My conclusion it was time for a gentle reset. It has been…
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Back-to-school shopping season can sneak up on your wallet faster than you can say “first day of class.” Between clothes, school supplies, tech, and extras, costs can add up quickly. But with a little planning (and some smart shopping tools), you can save a lot — without sacrificing quality. Here’s how to make this year’s…
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For decades, personal finance experts have preached the mantra: “Live within your means.” But for many Canadians, that phrase feels vague, outdated, and even dismissive. What does “means” mean anyway? Credit limits? Future raises? Family support? Far too many include their credit limit when they think of their means. It’s time to shift the conversation…
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Take control of your money, one cent at a time What Is Budgeting and Why It Matters Budgeting isn’t a punishment; it’s about empowering yourself with a plan. In a country where food costs, housing prices, and seasonal bills seem to creep higher every year, a budget helps you face it all with confidence, especially…
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Is $50,000 a Year Still Enough in Toronto? Let’s be honest, living on $50,000 a year in 2025 in Toronto is hard work. Between rising grocery prices, rent hikes, and the general cost of just being alive, it can feel like your paycheck is gone the moment it hits your account. I have not received…